Oz crash victim ‘is not insured’

Holly Raper who is fighting for her life in Australia
Holly Raper who is fighting for her life in Australia

The family of a young woman fighting for life after a horrific quad bike smash in Australia have been told her travel insurance may not cover her accident.

Holly Raper, 23, of Whittle-le-Woods, went to Australia in November last year for the holiday of a lifetime.

But she suffered the quad bike crash a month later on a dairy farm on King Island, off the coast of Tasmania.

Holly, a former student at Runshaw College in Leyland, remains in a coma and her parents Chris and Elaine are in Australia at her bedside.

Holly’s friend, Kevin Ormisher, 29, says Holly’s family are now facing fresh turmoil as it looks like Holly was not covered to ride quad bikes with her travel insurance and so her flights back home will not be covered.

Kevin said: “Chris and Elaine have enough concerns just looking after their daughter and this is the last thing they need.”

Greg Lawson, head of retail at Columbus Direct, said: “We are incredibly sad to hear about Holly’s accident, and wish her the best of luck during her recovery.

“We can advise that if Holly’s accident occurred during an activity that was not specifically covered in her policy, there would not be any cover for medical and repatriation costs.

“However, it is likely that the insurance company would offer to help her family at this difficult time by providing administrative assistance in organising her repatriation.

“The great majority of travel insurance policies will not provide cover for more risky activities, but some insurers can provide add-ons to an existing policy for any such activities. We urge all travellers to make sure they understand their policy.If a traveller from the UK enrols into the Medicare system in Australia, they can recover medical costs in the event of an accident or illness.”